Hi Johanna - thanks for your response, but some clarification for the OP may help, i.e. by setting up her own account on the iPad, she needs to realize that if the 'Erase all Content & Settings' option is used, she will not be able to DL previous app purchases under her husband's account while signed-in to her own; in the second option, apps will remain on the iPad but cannot be updated when needed if she is again signed-in to her own account. Now, I've not yet gone through this process (we have 2 iPads under the same account) - SO, what are the options for those having (or wanting to setup) two Apple IDs, for getting previous purchases on the device w/ the new account - thanks to those who respond - this is often a confusing situation. Dave