I'll try to sum this up as quickly as I can. Earlier this year, I had fraudulent activity on my credit card. So I got a replacement card with a new number, but the activity continued. So I completely closed my account with that bank because I didn't know what else to do. I got a new card with a different bank and since then, I've only used the card on my iPad because I figured if there was a virus somewhere, it was on my PC. Today I had fraudulent activity on my new card and since I've never used it on my PC, I can only assume that there is something on my iPad that someone is using to track my personal info. I always thought iOS was significantly more secure than Windows. My iPad is not jailbroken and I've only ever downloaded apps from iTunes so I don't know how I could have contracted something bad. What are the chances that I have something bad on my iPad? I did a full factory restore on my iPad just now so I'm hoping if there was something bad on it, it's gone now.