WOW!  After reading through 44 pages, I am slightly less confused over  which is the best note taking application.  First of all, a huge thank  you to all of the previous comment authors.  
Reading through  this massive thread did provide some significant insight.  As a few  people put it, not every app is best for every user.  You have to know  how you planning using the application (school, work, business meetings,  sales calls, personal stuff, etc.)  Once I realized I did not have my  usage requirements identified (kicking myself), I knew I did not know  what I wanted or needed.   The amount of apps out there can be  overwhelming, and a lot of time and money can be wasted (see first  line).  
I am an IT Consultant and get involved in a lot of meetings for various projects and stuff.  My impression of my needs  was that I was looking for something like the old Franklin Planners or  DayPlanners where I could maintain meeting schedules, and tie the  meeting notes to the meeting, and somehow cross reference that into a  client and/or project folder.  Looking for this is like looking for the  holy grail.   One person put it that many app developers write for a  particular task and that is it, after 44 pages I believe that person  now.  I may need to crack out my developer skills again and develop my  own.... or just use two apps. 
Anyway, there were several that  made the short list of possible note taking apps...SmartNotes, Circus  Ponies Notebook, Notability, Note Taker, Notes Plus, Evernote, Groovy  Notes, and Meeting Pad.   Circus Ponies was eliminated fast due to cost  and not really meeting ultimate desires.  Evernote was eliminated due to  monthly/annual subscription cost; funny how some were complaining about  high cost of Circus Ponies but were using EverNotes.   Moving on...  Note Taker and Notes Plus both looked OK, as well as Notability.   SmartNotes and Notability were two that had the voice recording feature  and note to audio linking.  I decided to go with Notability for now as  it is on sale this week for $.99.   If it doesn't work, I will be back  looking at others.
Ron