Ensquared should be taken into consideration if you are seeking to purchase http://www.ensquared.com/ipad_catalogiPad insurance as our product is more than an extended warranty. The Ensquared product gives you 3 claims per 2 year term. The cover protects against: Screen cracks Spills Drops Water submersion Extended Warranty. We find many people rely on their iPad now as their main form of Internet access whilst at home, however kids always want to play and drops happen! If we cannot fix your device, we replace it with a new one. Our product comes with a 15 day money back guarantee.