I have a pc, a mac and a single iOS device.

I don't watch movies and listen to music muc on it - I have about 6 movies and 10 albums on my device. And I regulaly and automatically sync and backup to my mac several times a day.

I've not yet activated the iCloud function. Why not? What's the point? Should I. What actual benefits would I receive? What will it actually do for me personally?

Thank you

Depends how vital to you the data is, prior ti ivloud i backed up to mobile me the data files of my accounts and current business info, soley for disaster recovery in case of fire or flooding.

Icloud needs an apple product to access it, this adds a layer if security but also means you can't get to your files so conveniently from elsewhere.

Every day I meet users with iPods , iPhones and iPads plus PC's and Macs whomever have never back up...... Time flys when having fun... If you do not back up one day you will be banging your head against the wall or have that white cold feeling........ICloud offers insurance, Without a lot of problems. It is your call regardless of your situation what is important your data or yu just donot care. What iCloud offers is peace of mind....