Have had my 3G-32gig ipad 3 days and today while trying to surf, the Safari screen seems stuck on the above mentioned spot. No amount of tapping or swiping will change it. Turning it off / on, going to another screen then back, trying to tap address bar, NOTHING makes it budge, other than going to something else entirely.
HELP!! Part of why I got this was to surf, & it won't move.
Another problem is that Apps and iTunes doesn't seem to recognize the ammount in my account to be used to purchase stuff. So can't buy apps from the iPad. Any suggestions?

Sounds like you need to restore and start again.