1.The iPad uses flash memory. Flash memory is not susceptible to magnetic interference. Hard drives are but the ipad doesn't use those. Neither are lcds. you only get the rainbow effect on CRT screens because that type of tv uses magnets to aim the ray guns.
2. It is over the corners where there is no immediate hardware to interfere with.
3. I've had them on my 3G ipad for at least 4 days now without issue. maybe more but I'm too lazy to look it up...
4. I should clean my ipad more often...:D

