1) Don't want to be a target for a mugging (A peson from Manhattan should know this.) ;
2) Use Iphone to read news on the train;
3) Use Ipad primarily for Home (Hate resting my laptop on my stomach)
4) If I must take it with me and there is no free wi-fi then I will pay $5 to get on a wi-fi network. For the extra $130 plus the monthly plan I could do this ALOT.