Well something else to remember on bestbuy is the reward point! You get a discount on something later. I will buy it at Best Buy cash but use my reward card to get point for later accessories :-)
Case in point: I recently helped a family that bought a laptop several years ago on one of those plans and ended up missing a payment and got interest charged to their account all the way back to day one. While it initially started out as a low monthly payment, it more than doubled due to the 24% interest rate. They were still paying those minimum payments when they came to me, three years after the original interest-free financing offer had ended. I calculated it out for them and they could have bought four of those laptops with all the money they had shelled out thus far.
Can't beat a no-interest loan. Unless they throw in some dancers.
Going to get mine at Best Buy (not because it is the best, but because it is two blocks away). This is my plan (copied from my facebook status message on this). Please let me know if I need to change this:
My plan is to go into Best Buy on Friday around 11am to return my current iPad that I purchased on February 11. I am a special premier silver member at Best Buy so I have up to 45 days to return purchases there. If there is no line at the time, I will return at 3:30pm to either get in line or hang around waiting for the 5pm iPad2 release time If this goes as planned, I will get the black 64 GB WiFi version.
iPad 3rd Gen. 64 GB WiFi+VZW 4G