This is a discussion on Can you afford it? within the iPad 2 Forum forums, part of the Apple iPad Discussions category; Originally Posted by dmaul1114 Originally Posted by Wolfpuppies3 If I can't afford the purchase price on something, my home excluded, I simply save longer. That's ...
But I could have got the same in cash. Only difference is frequency of awards. I can request an Amazon $25 GC after 2,500 points, or a check for $50 every 5,000 point.
I'm 30 years old... and my wife & I have no kids. Apparently that really frees up the cash, according to my friends who are our age, and have multiple kids, some close to their teenage years now. They really complain a lot about how expensive their kids are.
We send them postcards when we're on vacation. Once I get my iPad, I'll just email them pictures.
Estimates tend to hover around $250K per kid from birth to college graduation for a middle class family when you factor in food, diapers, clothing, toys, insurance for dependents, college education etc. etc.
They act as though we tricked fate or something. We just didn't have kids when we were 20 years old. We'll probably have some one day... who knows. For now, I kind of dig this lifestyle.
Here's a simple calculation of how I've redeemed my credit card loyalty points.
1. Total accrued spending in one year = $35,000
2. Credit card rewards points earned = 52,000 (1.5 points per $1 spent)
3. Transfer rewards points to airline loyalty program = 63,000 (online 20% bonus redemption offer)
4. Accumulate two years' worth of points = 126,000
5. Redemption cost for a pair of standard award transpacific business class tickets = 120,000 pts
The cash value of the same air tickets is about $15,000. This translates to an average of $7,500 worth of air travel redeemable per year, just on one credit card. (As mentioned elsewhere, it pays to do your homework for card rewards and loyalty points.)
You had your entire life to prepare for today.
I have the cash for the 16 gb, but I was first in line at best buy. I splurged on the 32gb and put it on the best buy cc. "no interest for 18 months" will allow me to get the better ipad now, and pay it off completely by June 1st.
As a side note, this is the only CC I have (out of 5) that I will be carrying a balance on at the end of the month. I understand the concern of people who screwed their own lives up with credit cards, but just because they did it doesn't mean everyone will. Using CC and paying the balance off every months is an awesome way to build credit at a young age. Its almost vital anymore to have at least one credit card to use when necessary.
iPad 16 gb (3rd gen) LTE
Caballo si tienes lOs chavos para comprarte el carote deja de quejarte y comprateloOriginally Posted by Jachrist
I'm single with no kids, have a decent job and, a business on the side. I get most of my stuff from savings, then replenish it over time.; sort of like paying myself. I used the money from the sale of my Ipad 1 to pay for part of the Ipad 2 so, that helped.